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Accident Only dog insurance Accident Only dog insurance Accident Only dog insurance

Accident Only dog insurance

Covers vet fees for injuries and complications arising from accidents.

What this insurance policy covers

An Accident Only policy only covers vet fees for injuries and complications arising from accidents. It does not cover illnesses or diseases, nor provide any other benefit.

Ongoing accident-only cover of £2,500 per accident per year is available, as long as the policy is active, up to a lifetime limit of £15,000 for each accident.

What our Accident Only policy covers

Our Accident Only policy aims to protect your dog if they have an accident. It doesn’t cover you for any illnesses or diseases they might have.

If your dog has an accident, the policy offers £2,500 per year towards the cost of treating their injuries resulting from that accident.The £2,500 limit applies to each accident your dog might have, and there’s no limit to the number of accidents you can claim for. So even if your dog is particularly accident prone, your policy should still protect them.

Each accident also has a lifetime limit of £15,000 – as long as you renew your policy. So you can keep making claims over multiple years of continuous cover if your dog needs long-term treatment for their injuries – as long as you don’t go over the £2,500 annual limit.

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Further details are available in our policy documents:

Accident Only

Policy Booklet for Accident Only

Accident Only

Insurance Product Information Document

Already an existing customer?

Please refer to the policy documents we sent you when you took out or renewed your policy. You can Login to you online account to view these.

Cover amounts

 
Cover type
Lifetime condition
limit
Annual condition
limit
Annual policy
limit
Vet excess
Lifetime condition limit£15,000
Annual condition limit£2,500
Annual policy limitN/A

Additional Benefits

If your pet injures someone or damages their property.
If your pet dies or is put to sleep.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
If your pet goes missing or is stolen.
Transport costs if your pet needs treatment at another vet or hospital.
If your pet causes accidental damage in someone else’s home.
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If your pet needs to go into a cattery or kennel because you’re in hospital.
If your pet needs urgent medical care abroad.
For a dog walker or a minder for your dog, because you're in hospital.

Has your dog been to the vet for anything other than routine vaccinations?

If your dog has been injured before, this is known as a pre-existing condition.

Any injuries or conditions caused by an accident your dog had before you took out this policy will be considered as a pre-existing condition. We are unable to provide cover for any pre-existing conditions, whether they needed treatment previously or not.

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