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Rider insurance Rider insurance Rider insurance

Rider insurance

  • Cover for riders aged 5 years old upwards
  • Cover for Personal Accident, Third Party Liability and Custodial Liability
  • Founded to donate to animal charities worldwide.
 

Our Rider Insurance policies provide cover for riding a horse, which you do not own or have on loan.

You may have an accident that prevents you from working or leaves you needing dental treatment. Costs can add up but our Rider Insurance policies can support you if the worst should happen, allowing you to concentrate on getting better.

We have 2 policies - Standard Rider and our Young Rider policy, which provides cover for riders between the ages of 5 and 17.

Our policies provide cover for when you are injured while horse riding, if the horse you are riding injures someone or damages their property, if you are found legally responsible for a horse's injury or death and if the horse you are riding is injured in an accident.

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Further details are available in our policy documents:

Standard Rider policy Policy Booklet
Rider Only Insurance Product Information Document
Young Rider policy Policy Booklet
Young Rider Only Insurance Product Information Document

Already an existing customer?

Please refer to the policy documents we sent you when you took out or renewed your policy. You can Login to you online account to view these.

Rider insurance cover summary

View the policy limits available for Standard Rider and Young Rider cover.

Young RiderStandard Rider
If you are killed£5,000£10,000
If you lose a limb£20,000£10,000
Permanent deafness in both ears£20,000£10,000
Permanent blindness in one or both eyes£20,000£10,000
If you are permanently and totally disabled£20,000£10,000
If your injuries stop you from being able to work temporarilyN/A£50
If you need dental treatment£1,000£1,000
If you need to stay in hospital£25 per day£30 per day
If the injuries stop you from being able to go to school or college£2,500£-3

Please note that you will only be able to claim for one of these per accident.

Young RiderStandard Rider
Maximum benefit£2,000,000£2,000,000
Young RiderStandard Rider
Maximum benefit£1,000£2,000
Young RiderStandard Rider
Maximum benefit£1,000£2,000

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Horse advice

Whether you choose to adopt or buy a horse we can help you through the adventure of horse ownership. We have a blog full of guides and articles all about our equine friends.