Puppy Insurance with the benefits of PupStart

Cover vet fees from £1000 to £6000
Free 24/7 vet video consultations
Vet advice tailored to every stage of your puppy’s development
1 month free flea & tick treatment.

Puppies are covered under our dog insurance and those under 12 months old also benefit from PupStart. T&C’s apply

Find out about PupStart Find out about PupStart

Insurance cover for puppies Insurance cover for puppies

How much cover do I need? How much cover do I need?

Get more than just insurance

We know it’s hard to imagine your beloved pup falling ill or getting hurt, but having insurance cover in place can help protect you from unexpected vet bills, with cover for puppies starting from 4 weeks old.

As an Animal Friends customer, you’ll also get exclusive access to PupStart, to give you all the advice and support you need so you can enjoy the first 12 months of your puppy’s life. With PupStart you’ll have free access to veterinary experts at Joii, to discuss any questions you have to help you care for your puppy.

Terms and Conditions apply

Puppy clinics and training with Joii

Have one to one video calls with veterinary nurses at Joii. Raise any concerns or questions you may have, from neutering to food and puppy behaviour.

Free unlimited vet video calls

Available from the comfort of your own home, any time night or day 365 days a year, through the Joii Pet Care app.

Tailored puppy advice articles

Receive information from Animal Friends and the veterinary experts at Joii, to help you take care of your puppy at key milestones in their development.

1 month free flea and tick treatment

Get your 1 month free flea and tick treatment when you have your first puppy clinic with the nurses at Joii

Puppy prize bundle worth £200

Animal Friends will be giving away £200 worth of puppy goodies to a new customer each month. There'll also be 2 runners up prizes.

Free introductory puppy first aid online training

Learn how you can give your puppy first aid, through a free online training session with Dog First Aid Franchise Ltd.

FIND OUT MORE ABOUT PUPSTART

We have 5 types of pet insurance policies, including 2 options for Lifetime, each with different levels of cover for the cost of vet fees.

All of these policies cover your puppy as they grow older.

We do not cover any pre-existing conditions that your dog currently has or was treated for in the past.

Excluded breeds list

Accident Only

from: £3.01/month

Covers vet fees for accidents.
Does not cover illnesses, conditions or have any other benefits.
Covers £2,500 per accident per year.
There is also a lifetime limit of £15,000 for continuing treatment related to each accident as long as the policy remains active.

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Accident Only policy

Time Limited

from: £0.00/month

Cover for accidents, illnesses and conditions that last up to 12 months, from when the symptoms started, or until the condition limit is reached.
After 12 months, no futher cover will be provided for that specific condition and you will need to pay for further vets fees yourself. However, you can claim for any new accidents, illnesses or conditions.
Choose a condition limit of £1,000, £2,000 or £4,000.
There is also a yearly limit for all combined claims. Once reached, cover stops for all claims until the next policy year.

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Time Limited policy

Max Benefit

from: £4.83/month

Cover for accidents, illnesses and conditions up to your chosen condition limit, whilst the policy remains active.
When the limit for each condition is reached, you will not be able to claim for that condition again.
There is no limit to how many times you can claim for different conditions.
Any pre-existing conditions will not be covered.

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Max Benefit policy

Lifetime

from: £5.12/month

Covers accidents, illness and conditions year after year, up to your chosen cover limit, as long as the policy remains active.
Limits refresh when you renew your policy each year.
There are 2 types of Lifetime policies:
1. Where each condition has a yearly condition limit. Choose a condition limit of £1,000, £2,000, £4,000 or £6,000.
2. Where there is one yearly limit for all claims. Choose a yearly limit of £3,000 or £5,000.

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Lifetime policies

Pet insurance premiums increase as your pet gets older, as the chance of your pet getting ill increases.
Excesses apply to all our policies and a co-payment is currently payable on claims if you renew your policy after
your dog turns 8 or your cat turns 10.

How much cover do you need?

It is vital that you choose a cover level that is appropriate for both your dog and your budget. This way, should the worst happen to your canine friend, you can ensure that you are prepared…

Find out how much vet fees may cost